InstiCheck is a simple check writing software application that allows users to email and print checks. We found that although InstiCheck doesn’t provide bookkeeping capabilities, it gains additional strength through its unique features designed to complete even the most complex check writing tasks. With the user-friendly interface, InstiCheck makes check writing fast and convenient, helping users avoid unnecessary stress.

InstiCheck provides users with the chance to create and write a personal or business check by using the step by step prompts provided in the application. Simply input your check information to the designated areas requested by InstiCheck, click the “Save” icon and your check is ready to print or email. Users have the option while writing checks to add one or two digital signatures before completion, which we found to be another straightforward, stress-free step. At any point during the check writing process a check can be opened and edited for changes to entered information. While creating checks users may also place a logo or two on their checks before sending it to the recipient.

Feature Set
Compare
9.5/10
VersaCheck
Checksoft 2010
Quicken
InstiCheck
Just Checking
QuickBooks
Check Launch
Goldenseal
Cheque Printing Software
10
9.8
9.1
9.5
8.6
8.1
7.5
7.3
6.3

You can import a graphic file and scanned signature to customize your checks. InstiCheck will allow you to write checks from multiple bank or payee accounts and include data from other accounting programs. Once the check(s) has been created users may print it out or send it via email to the necessary recipient. Optionally, the email can be in encrypted format, with an option to place the file under password protection, eliminating fear or worry of the check falling into the wrong hands. Emailing a check with InstiCheck is a universal option for all users of this application. InstiCheck Viewer v3.0 is a free service to persons receiving a check via email. Key Verification is also included for users who choose to email a check; a key will get assigned to each check, without a key the check cannot be printed. Once the addressee prints the check the key is destroyed and the check cannot be printed again.

When simply printing the check from your computer, InstiCheck suggests that you print from a higher quality printer because of the Magnetic Ink Character Recognition (MICR) line that is printed on the bottom of checks. Banks use the MICR line to check information on the checks they receive and to process large numbers of checks each day. Banks are able to manually process checks without the magnetic MICR toner line; however, some may require you to purchase MICR toner ink if you will be printing out large quantities of checks. Another feature InstiCheck offers for check printing is the capability to format your check to print on the top, bottom, or middle of an 8.5”x11” sheet of paper, or to print 3 checks per page.

Ease of Use
Compare
9.7/10
VersaCheck
Checksoft 2010
Quicken
InstiCheck
Just Checking
QuickBooks
Check Launch
Goldenseal
Cheque Printing Software
10
9.9
9.8
9.7
9.1
9.5
9.5
8.8
8.8

InstiCheck has a simple menu toolbar and navigating icons which make it easy to use and every time you enter the program, a “tip of the day” dialog box will appear with useful tips about using the program. Some of the navigating icons are assigned to more than one option which can be confusing. In addition, adding graphic files to customize checks falls under “module settings” which is not as straightforward as it should be.

Ease of Installation/Setup
Compare
9.2/10
VersaCheck
Checksoft 2010
Quicken
InstiCheck
Just Checking
QuickBooks
Check Launch
Goldenseal
Cheque Printing Software
10
10
9.5
9.2
9.1
8.9
7.5
7.5
7.5

InstiCheck is easily downloaded from their website and because the program includes the MICR line, you won’t have to purchase a MICR font to install in the program or check stock with pre–printed MICR lines.

InstiCheck will work on Windows 95, 98, Me, 2000 and XP.

Help/Support
Compare
8.6/10
VersaCheck
Checksoft 2010
Quicken
InstiCheck
Just Checking
QuickBooks
Check Launch
Goldenseal
Cheque Printing Software
10
9.5
9
8.6
8.6
9
8.8
8.8
7.5

InstiCheck includes a help menu and “tip of the day” within the program. Although the program is simple, it doesn’t come with a user manual and their website only provides one FAQ. You can contact customer support by email from their website.

InstiCheck Summary:
9.3/10

We were thrilled with the ease InstiCheck offered and found its check writing performances unique and thorough. For a user that is more focused on creating checks and maintaining a backup copy, this application is designed to meet those needs. Printed checks are kept on file in program history and at any time a PDF can be printed for hard copies. For a solid application with limited check design and check writing, printing, and emailing functionalities, this could be the application you are searching for; however, if you are looking for check writing plus bookkeeping, our advice will point you to another application.

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InstiCheck 3.0

Pros
InstiCheck is very user friendly and has more check writing/printing capabilities than most applications.

Cons
This program doesn't have the features that our top choices include and doesn't provide the home bookkeeping features we were looking for.

The Verdict
: 9.3/10

It is a great application if you are looking for a program that focuses on check writing and printing.